دور البنوك الإسلامية في تحقيق الشمول المالي مجتمعيا: الجزائر نموذجا
This study aims to introduce the concept of financial inclusion, which is considered one of the best means to achieve financial and economic stability because of its positive repercussions on economic growth and the rotation of the economy from recession to recovery and then prosperity, and the role of Islamic banks in achieving it socially. It was based on the descriptive approach and its methodological tools such as description, induction, and analysis. The study was divided into three main topics; the first defined the nature of financial inclusion, its origin and development, and its concept from an Islamic perspective. The second presented a historical study on the Algerian banking system, the most important reforms that the Algerian economy went through and the general structure of the banking system in Algeria. The third analyzed the relationship between financial inclusion indicators and banking performance dimensions. Finally, we mention some results: proving the role of Islamic banks in raising the rate of financial inclusion in Algeria and showing the relationship between enhancing financial inclusion and achieving economic stability. Clarify the ways of Islamic banks to achieve wider inclusion within Algerian society within the banking system.
Keywords: Financial Inclusion, Islamic Banks, Algerian Society, Banking Performance.
Kamel HAYOUN, PhD Student, Sabahattin Zaim University, Istanbul – TÜRKİYE